What the Plan Covers
Physical harm to your pet arising from normal activity or an accident, including:
- Broken bones
- Ingestion of foreign objects
- And more
- Any change to the normal, healthy state of your pet not caused by an accident such as sickness, disease, or medical conditions
- Take your ill or injured pet to the licensed veterinarian of your choice. Ask for an invoice showing the type and nature of treatment, fees charged, and the reason for treatment.
Why Pet Insurance Makes Sense
Pet medical care really adds up. According to the American Pet Products Association, pet owners spent $29.3 billion on vet care and product sales alone in 2019!
Pet insurance covers certain vet bills for accidents and illnesses. It’s a win-win for you and your furry companions.
How to Get Pet Insurance
You can add a pet insurance plan to a Pekin Insurance homeowners policy. This coverage is for cats and dogs 6 weeks of age and older
The maximum age for adding your pet is:
- 8 years old for dogs
- 10 years old for cats
Pre-existing, chronic conditions are excluded, so think about insuring your pet at an early age when they’re more likely to be healthy.
Choose a maximum annual benefit of $2,500 or $5,000, both with a $100 deductible and 10% coinsurance.
There is a 14-day waiting period after the effective date during which we will not cover any illness of your pet. Coverage for injuries begins 24 hours after the effective date.
Provide our customer service team with the original invoices from the vet visit within 90 days of the first treatment. Pekin Insurance will process the claim and reimburse you for the covered portion of the bill.
Pet insurance is not available in Arizona.