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Home Coverage Enhancements

Expanded protection for tiny houses, sprawling estates, and everything in between.

Identity Fraud Protection Services

Identity fraud could cost you money and cause trouble when you apply for loans. That’s why we offer Identity Fraud Expense Coverage with Resolution Services.

Guaranteed Replacement Cost for the Dwelling

Replaces a home damaged or destroyed by a covered loss.

Water and Sewer Line Breakage

Covers costs associated with providing service to repair leaks or breaks to water and sewer lines caused by normal wear and usage.

Equipment Breakdown

Provides coverage for the sudden and accidental mechanical or electrical breakdown of permanently attached equipment. Covers central air units, furnaces, and more.

Scheduled Personal Property

Offers protection for special items like cameras, computers, furs, jewelry, silverware, baseball cards, and more

Additional Coverage Enhancements

  • Water Back-Up of Sewers and Drains
  • Earthquake
  • Refrigerated Property

Pet Insurance

Covers accidental injury or illness of a cat or dog.
*Not available in Arizona.

Replacement Cost Coverage on Contents

Replaces personal property destroyed or damaged in a covered loss.