Long Term Care Rider
The Long Term Care Rider helps pay for long-term care expenses, including nursing home stays, assisted living, and more. Available on our permanent insurance policies.
Accidental Death Benefit
Provides an additional benefit above the stated coverage amount if the primary insured dies as the result of an accident before the age of 70.
Guaranteed Insurability Benefit
Guarantees your ability to buy a specified amount of additional permanent life insurance at specified future dates, at standard rates, without evidence of insurability.
Waiver of Premium Benefit
Waives all premiums due on the life insurance policy in the event of a total and permanent disability before age 60 as defined in the rider.
Children’s Term Insurance
Provides term life coverage on children of the insured. Lasts until the children reach age 25, or until 25 years from the date of issue of the policy (whichever comes first). Children born to or adopted by the insured are automatically covered after the rider becomes effective.
Provides replacement of income while the primary insured is disabled and unable to work. This rider is available on our Universal Life Insurance policies.*
*Not available in all states.
Identity Fraud Protection Services
Included at no additional charge with all Pekin Life Insurance Company policies, including Medicare Supplement and Voluntary Life. Provides access to an identity fraud specialist with our partners at CYBERSCOUT.®
Accelerated Death Benefit
Allows you to receive up to $250,000 or 50% of the coverage face amount (whichever is less) early if you have been diagnosed with a terminal illness. There is no charge for this rider, and it may be added at any time without evidence of insurability. Not available until after Incontestability Period.