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Homeowners Insurance Coverage Enhancements

What coverage enhancements are available for home insurance?

Every home is different, and different situations call for different coverage. That’s why Pekin Insurance offers coverage enhancements to our home insurance policies. Below is a list of common enhancements. Talk to your local Pekin Insurance agent about what coverage enhancements make sense for you.

Replacement Cost Coverage for the Dwelling

Extends the policy to provide replacement cost coverage on the dwelling.

Replacement Cost Coverage on Contents

Extends the policy to provide replacement cost coverage on contents.

Water Back-Up of Sewers and Drains

Coverage for loss caused by water which backs up through sewers or drains.

Identity Theft with Resolution Service

Coverage for expenses incurred as the result of identity fraud as well as unlimited, one-on-one access to a highly trained identity fraud specialist.
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Equipment Breakdown

Covers breakdown of household mechanical equipment such as central air units, furnaces, heat pumps, sump pumps, etc.
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Covers damage to your property in the event of an earthquake.

Refrigerated Property

Provides coverage for covered property stored in freezer or refrigerator on the residence premises for loss caused by power service interruption or mechanical failure.

Scheduled Personal Property

Provides coverage for special items like cameras, computers, furs, jewelry, silverware, baseball cards, etc., up to scheduled amounts.

Pet Health Insurance

Covers accidental illness and injury for cats and dogs.
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Water and Sewer Line Breakage

Covers costs associated with providing service to repair leaks or breaks to water and sewer lines caused by normal wear and usage.

See what Pekin Insurance can do for you.

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