Running a body repair shop requires precision, expertise, and trust. But even the most skilled professionals face unexpected risks. That’s why our new Autocare Service Businessowner's Policy is now available, designed specifically to protect auto body repair businesses like yours.

What Makes This Businessowner's Policy Stand Out?

This specialized Businessowner's Policy goes beyond standard coverage to address the real-world challenges of your industry:

• Mechanics Errors & Omissions – Because even experienced mechanics can make mistakes, this coverage helps protect your business from costly errors. (Mechanics E&O Blog)
• Garagekeepers ALS (Actual Loss Sustained) – Your customers trust you with their vehicles, this coverage ensures they’re protected while in your care. Click here to learn more! (Garagekeepers ALS Blog)

• Employee Tools Coverage – Your technicians rely on their tools. This policy helps safeguard their personal equipment so they can keep doing what they do best.
• Key Person Insurance (Available separately) – Your people are your greatest asset. This optional coverage helps you stay afloat if a key employee becomes unavailable. Click here to learn more! (key person blog)

Real Coverage in Action

A fire started while a shop was working on a customer’s vehicle, spreading to and damaging several others on the premises. Multiple vehicles were severely impacted. Garagekeepers ALS can cover the damage to the customer's vehicles for the actual loss sustained, not restricted by a limit!

Why Choose Pekin Insurance?

• Local Agents who understand your business and community
• High Claims Ratings that reflect a commitment to service
• Over 100 Years of Experience protecting businesses like yours

Want to learn more? Click here!