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life insurance products

Life Insurance

Rest Easy with Financial Security

There is nothing more precious than your family’s security. That’s why having the right amount of life insurance is so important. A good life insurance policy can offer you peace of mind and be the cornerstone of your individual financial plan for the future. But, if you’re like most people, you don’t know what life insurance plan is right for you. Do you need a whole life insurance plan? What about a universal life policy? Or maybe term life insurance fits your needs best?

Flexible Life Insurance Options that Fit Your Budget

Whatever your situation—buying life insurance for the first time, nearing retirement, or looking to insure your grandchildren—Pekin Insurance provides solid protection for those you love. We’ll help you select the right amount of life insurance benefits at premiums you can afford. Just look at the many options:

Universal Life Insurance

Highly competitive, flexible, and permanent with guaranteed death benefit and strong cash accumulation. Protection for your family, business, and all that is important to you. Customize with valuable riders like Long Term Care, Disability Income, and more!

Term Life Insurance to 95+

Guaranteed level term life insurance features your choice of level death benefit term periods with guaranteed level premiums for 10, 15, 20, or 30 years and coverage expiring at age 95.

Preferred Whole Life Insurance

Fully guaranteed traditional whole life insurance plan with five premium options including Single Premium Whole Life, Annual Whole Life, 10 Pay Life, 20 Pay Life, and Life Paid Up at 65. Guaranteed Insurability Benefit available on all payment options. Must be medically underwritten to offer preferred rate levels. A Long Term Rider can be added to your policy so you won’t be dependent on your family to take care of you should you need long-term care in your later years.

Simplified Issue Whole Life Insurance

Traditional whole life insurance plan with five premium options including Single Premium Whole Life, Annual Whole Life, 10 Pay Life, 20 Pay Life, and Life Paid Up at 65. Guaranteed cash values and premiums. As long as you are not confined to a hospice or hospital and not terminally ill, you can be accepted in this plan. However, the death benefit is reduced if death occurs within the first two years.

Graded Death Benefit Whole Life Insurance

Traditional whole life insurance plan with four premium options including Annual Whole Life, 10 Pay Life, 20 Pay Life, and Life Paid Up at 65. Guaranteed cash values and premiums. As long as you are not confined to a hospice or hospital and are not terminally ill, you can be accepted in this plan. However, the death benefit is reduced if death occurs within the first two years.

Children’s Single Premium Life Insurance

Offered in $5,000 incremental amounts up to $25,000.

Family Term Life Insurance

Yearly renewable and convertible term policy to age 65.

Transitional Life Insurance

A brand new concept in life insurance. Providing a high, level life insurance benefit during the years you need it the most, and ending with a guaranteed, paid-up policy that will be there for the rest of your life.

Single Premium Whole Life Insurance

Want to increase the legacy you leave to your children or grandchildren? And the death benefit is tax-free, too!
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Funeral Preplanning

Preplanning a funeral can offer family members peace of mind, as well as the opportunity to plan a meaningful funeral that reflects the unique life of an individual. Pekin Life Insurance Company offers a variety of products through our Funeral Home Partners designed to meet your preplanning needs.
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Credit Insurance and Debt Protection

Life is full of uncertainties. Pekin Life Insurance Company’s Credit Insurance and Debt Protection coverages eliminate the worry associated with making your loan payments when those unexpected events occur that could cause a financial loss or hardship to your family.

 

It’s never too early to start planning for tomorrow with life insurance from Pekin Insurance.  Take a minute to see how easily you can protect your family’s future with our easy-to-use life needs calculator, and contact an agent near your today. We also recommend you explore our annuities for even more retirement-planning options.


See what Pekin Insurance can do for you.

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