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Homeowner Policy Discounts

How can I save money on my homeowner insurance?

Pekin Insurance loves finding ways to save you money. We have numerous policy discounts that help you secure premium coverage at an affordable rate. Below are the many homeowner policy discounts we offer. Talk to your agent about which discounts you are eligible for and start realizing savings today.


A discount is applied when your home and auto are both insured with Pekin Insurance.

New Home

Discount based on calendar year home was constructed.

New Roof

Discount applied if roof was replaced within the last 5 years. Additional discounts applied if roof is classified as a Class 4 UL Impact Resistant roof.

Protection Devices

Installation of burglar alarms, fire alarms, and automatic sprinklers qualify for a discount.

Actual Cash Value Roof Discount

Insure your roof for actual cash value instead of replacement cost and receive a policy discount.


Do you make your homeowners policy premium payments with recurring Electronic Fund Transfer (EFT) payments? You could qualify for our EFT discount.


Do you want to save money by paying your premiums on an annual or semi-annual basis? We offer a paid-in-full discount.

See what Pekin Insurance can do for you.

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