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Motorcycle, RV, and Boat Insurance

Are your “toys” well insured?

What are your favorite weekend toys? Motorcycle? Boat? RV? Maybe all three! Biking, boating, snowmobiling, and the rest can be great fun, but they can also be dangerous. Protecting yourself by making sure your equipment is in top shape is important. So is protecting yourself by making sure you have the right insurance. You wouldn’t think of driving your car without the proper coverage; you need the same level of protection for all your fun “toys.” We can help.


You know how necessary the protection is. You will be surprised by how little great coverage costs. Just as with your car insurance, damage to your motorcycle isn’t the only consideration. You need a policy that covers injuries to yourself, your rider, and to others, plus property damage caused by your bike. Not being protected from liability could lead to financial disaster.

You’ll want to talk to us about which motorcycle endorsements you need and how you can bundle certain policies together to get the best deal. While you’re at it, why not take a Motorcycle Safety Course?

What insurance coverage is available for motorcycles?

  • Liability
  • Motorcycle Damage

Are there any optional motorcycle endorsements I can add?

  • Uninsured Motorist Property Damage
  • Passenger Liability
  • Sunny Day Feature (not available in Arizona or Wisconsin)
  • Increased Limits Motorcycle Custom Parts or Equipment Coverage
  • Safety Apparel Coverage
  • Motorcycle Towing and Labor Expense Coverage

Do you offer any motorcycle insurance discounts?

  • Cycle-Auto
  • Multi-Cycle
  • Motorcycle Driver’s Education
  • Experienced Driver
  • Loss Free
  • V.I.P. Preferred Rider

Recreational Vehicles

Snowmobiles, golf carts, and all-terrain vehicles are for having fun, but they need to be used with care! Those who operate them keep their vehicles in good working order and treat them with the respect they deserve. If you enjoy the thrill of the outdoors on a recreational vehicle, make certain that it’s properly insured. The right insurance is another piece of protection for you and your recreational vehicle.

What insurance coverage is available for RVs?

  • Bodily Injury Liability
  • Property Damage Liability
  • Medical Payments Coverage
  • Uninsured/Underinsured Motorists Coverage
  • Uninsured Motorists Property Damage
  • Physical Damage Coverage

Do you offer any RV insurance discounts?

  • Recreational Vehicle – Auto
  • Golf Use Only


Your boat is tuned up and ready for another season on the water and to provide hours of warm-weather fun for you and your family. But, what about insurance protection? Before you gear up for fun on the water, check into boat owners insurance at reasonable rates and protection that you will appreciate should the need arise.

Which boats can be covered with boat insurance?

  • Sail
  • Outboard
  • Inboard/Outdrive
  • Inboard (check on specific types)

What insurance coverage is available for boats?

  • Physical Damage
  • Liability
  • Medical Payments
  • Uninsured Boaters

See what Pekin Insurance can do for you.

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