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Home Insurance

There’s no place like home.

Your home… it’s your favorite place to relax after a long day. It’s where your kids run to after they step off the school bus. It’s where many of life’s milestones have taken place and where more will happen. Your home is where you play, plan, and dream with those you love. That’s why it’s essential you insure it properly – both inside and out.

Home Insurance Covers More Than Disasters

Home insurance from Pekin Insurance isn’t just reserved for times of catastrophes such as fire, tornadoes, and other natural disasters – although it’s a welcome sight when your home has been subjected to complete ruin. The hail damage you received to your roof, the broken water heater that flooded your newly finished basement, theft, vandalism, identity theft, and more are all items that can be covered under Pekin Insurance policy.

What home insurance options are available?

Pekin Insurance offers the following types of home insurance that will meet your specific needs at affordable premiums:

We also offer coverage enhancements – like replacement cost coverage for your dwelling and contents, water back-up of sewers and drains, and equipment breakdown – that could end up saving you thousands of dollars in replacement fees for a minimal cost.

What policy discounts are available for home insurance?

Pekin Insurance offers many policy discounts for home insurance. You can take advantage of money-saving discounts like our Auto/Home discount that rewards you for having both your auto and home policies with us and our Mature Homeowners discount that is available to policyholders who are at least 52 years of age. Scan our complete list of policy discounts to see which may be available to you.

How do I sign up for home insurance coverage with Pekin Insurance?

We encourage you to talk with your local Pekin Insurance agent about your specific home insurance needs and coverage options available. This will secure you the best premium rate possible. But to make it simple, here’s the process they’ll walk you through:

Step 1: Choose your desired coverage level.
Step 2: Browse through our coverage enhancements.
Step 3: Determine if you qualify for any policy discounts.
Step 4: Realize the value of choosing homeowners insurance from Pekin Insurance.

Nothing can prepare you for losing your home. But with Pekin Insurance, you can protect yourself from the cost of making pricy repairs or the resulting financial fallout. Talk to your local insurance agent to learn more about our home insurance policies and to receive a free home insurance quote and coverage comparison.

How can an Umbrella policy provide additional protection to my assets?

In addition to your other policies, you may want to consider the added protection of a personal umbrella policy. This type of coverage kicks in after you’ve exhausted the limits of other policies, such as homeowners, auto, or boat insurance. For example, if someone sues you after being injured at your home, this insurance could provide extra protection.  An umbrella policy can also cover you for other liabilities not covered by your other policies, such as a libel, slander, false arrest, or invasion of privacy. Umbrella policies are available in various amounts and help protect your assets from being lost in a lawsuit. Your agent can help you craft the coverage most appropriate for your individual situation.

See what Pekin Insurance can do for you.

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