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Business Insurance

Smart Business Owners Protect Their Investments

When you own a business, you carefully watch your profits and cash flow. But you need to watch out for the unexpected, too. Even the most expensive, high-tech security devices available today can’t guarantee that your business won’t be burglarized tomorrow. Pekin Insurance can help protect your business from financial losses with valuable coverages like Workers Compensation, Business Liability, Commercial Auto, and much more. Add in our many coverage enhancements and you’ll see that we can easily take care of all your commercial insurance needs. Smart business owners protect their investments with the right business insurance plan. Get a quote today on business insurance from your local Pekin Insurance Agent.

How do I determine the amount of business insurance I need?

Every business is different in the amount of insurance coverage they need. Your Pekin Insurance agent is a local business person just like you. We understand your needs and concerns and can design a business insurance plan that fits your particular risks and liabilities. Choose from the following coverage options:

  • Business Auto Insurance – Ideal for businesses that have delivery vans, utility trucks, refrigerated vehicles, private passenger autos, and more as part of their daily operations. Offers a full line of comprehensive coverages for claims from damage and liability.
  • Business Property Insurance – Ideal for retail or service business owners. Protects your building and business personal property, along with loss of income and damage from covered losses like water back-up of sewers and drains.
  • General Liability Insurance – Ideal for many types of businesses. Protects you if someone gets injured or property gets damaged on your business site due to a negligent act and/or omission.

What types of businesses does Pekin Insurance cover?

Pekin Insurance has policies in place for over 300 different types of businesses. This includes, but is not limited to:

  • Apartment Complexes
  • Automobile Service Shops
  • Car Washes
  • Churches
  • Condominium Associations
  • Dealerships (Auto, Motorcycle, Boat, RV, and More)
  • Funeral Homes
  • Gas Stations
  • Home Builders
  • Machine Shops
  • Office Buildings
  • Residential Contractors
  • Restaurants
  • Retail Stores (Furniture, Hardware, Floor Covering, Appliance, Sporting Good, and Florists)
  • Trucking (local 0 – 200 mile radius)
  • Woodworking Shops

Does my business need Workers’ Compensation Insurance?

If you have employees, you need Workers’ Compensation Insurance. In fact, many states even require you carry this important coverage (with a few exceptions). While you may diligently work to keep your workplace safe, employees can still get hurt on the job. Protect yourself against these losses with our Workers’ Compensation coverage.

Does Pekin Insurance offer a Business Owners’ Package?

Yes. Businesses like retail establishments, churches, funeral homes, and apartment complexes can benefit from our Business Owners Package policy. This package combines liability and property insurance in one essential policy.

Is there any way I can get a preferred rate on my business insurance?

Pekin Insurance does offer a preferred rate program called Pekin PAK. This program rewards you for maintaining a superior commercial property and specific safety characteristics. See if you qualify for these preferred property and general liability rates. Learn more »

See what Pekin Insurance can do for you.

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Call Toll-Free 1-800-322-0160