Auto Insurance Coverage Enhancements
What coverage enhancements are available for auto insurance?
Given the uncertainty of the open road, people these days are looking for ways to increase their auto coverage while still maintaining a reasonable rate. That is why we offer coverage enhancements for all of our auto insurance policies. Below is information regarding these enhancements and how they can benefit you. Talk to your local Pekin Insurance agent about what coverage enhancements make sense for you.
Our One-Call-Does-It-All Roadside Rescue auto insurance coverage is ready to assist you at any hour of any day! Call 1-888-PEKIN-11 (735-4611).
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Auto Guard Endorsement
For an annual insurance premium of only $20 per vehicle, you can receive valuable insurance coverages which can be added to your auto insurance policy.
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Rental Reimbursement Insurance Coverage
If you have been in an accident with your car and need a rental vehicle, Pekin Insurance will cover the expenses of a replacement vehicle subject to a limit of $50 per day.
Accidental Death Benefit
Provides insurance coverage under your auto insurance policy for the loved ones of an insured who dies as a result of injuries sustained in an accident.
$0 Deductible on Glass Claims
Waives the comprehensive insurance deductible that would otherwise apply on a glass claim.
Replacement Cost Coverage for New Autos
If the damage to your vehicle is determined to be a total loss due to the result of an accident, Pekin Insurance will cover the vehicle at its full replacement value.
Sound Receiving and Transmitting Equipment Coverage
Provides $1,000 for certain electronic equipment, which is permanently installed in locations not used by the vehicle manufacturer for installation of such equipment. If this endorsement is purchased, additional insurance coverage of $200 for tapes, records, discs, and other media applies at no additional charge.
Auto Loan/Lease Coverage
Provides insurance coverage for the difference between the unpaid amount due on the loan/lease and the actual cash value of the auto in the event of a premature termination of the loan/lease due to a total covered loss.
Young Adult Protection Plus
For individuals going out on their own and starting out in life. Includes coverages provided under the Auto Guard Endorsement, $10,000 Accidental Death, Identity Fraud Expense, and Personal Property (ACV) limit of $5,000. At least one vehicle on the policy must carry full coverage. (Not available in Arizona.)
See what Pekin Insurance can do for you.