Crossroads Program Highlights
- Reliable coverage at a reasonable price
- Financial responsibility filings available for no fee
- Above minimum liability limits available
- Umbrella coverage available
- Two months’ premium required for down payment
- 5% home ownership discount available*
*Home must be insured by another carrier to qualify for discount.
Available Discounts
- Auto/Home
- Loss Free
- Multi-Car
- Good Student
- Advance Quote
Violations That Make You a High Risk
Major Violations
- Driving while intoxicated
- Reckless driving
- Refusal to take a breathalyzer test
- Speeding more than 45 mph over the speed limit
- Intoxicant in vehicle
- Illegal possession of alcohol
- Drag racing
Serious Violations
- Unlawful cell phone use
- Texting while driving
- Speeding between 25 mph and 45 mph over the limit
- Careless driving
- Excessive acceleration
- Failure to yield to an emergency vehicle
- Leaving the scene of an accident
- Passing a stopped school bus