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Attention Eastern Illinois Storm Victims

If you have suffered damage to your property from the recent storms, please report it immediately by clicking here, calling our Pekin Insurance Call Center at 888-Pekin-11 (735-4611) (24 hours a day, 7 days a week), or calling your local Pekin Insurance Agent directly. Our Storm Team is located at County Market, 1628 Georgetown Road, in Tilton and will go Beyond the expected® in settling your claims quickly and fairly.

Graded Death Benefit Whole Life Insurance

Graded Death Benefit is a good solution for those with health issues

If you have a health issue and do not qualify for other forms of life insurance, Graded Death Benefit Whole Life Insurance may be the best choice.

What are the benefits of a Graded Death Benefit Whole Life Insurance policy?

A guaranteed level easy monthly payment and a policy that accumulates cash and can benefit heirs are some reasons to consider this form of lifetime insurance. This policy is available as long as you are not currently confined to a hospice or hospital and have not been diagnosed with a terminal illness.

What is the downside of a Graded Death Benefit Whole Life Insurance policy?

The policy will not pay out the full amount of insurance until year three unless the cause of death is accidental.

If you need assistance to figure out which plan is best for you, contact an agent. You may also try our life needs calculator or our Frequently Asked Questions.

Call Toll-Free 1-800-322-0160