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Attention Central Illinois Storm Victims

If you have suffered damage to your property from the recent storms, please report it immediately by clicking here or by calling our Pekin Insurance Call Center at 888-Pekin-11 (735-4611) (24 hours a day, 7 days a week) or calling your local Pekin Insurance Agent directly. Christian County, Illinois Policyholders, click here.

Make Vaccinations Part of Your Back to School Routine

Posted by on Aug 22, 2015 in Blog, Happy Together

It happens every year. It doesn’t seem like summer will ever end, and before you know it, you are scrambling to prepare the kids to go back to school. While picking out backpacks and lunch boxes is fun, don’t forget to make an appointment with your child’s pediatrician.Many of us are focused on what might be your child’s highest priority, a sports physical. But it is also a great time for a routine annual physical and to make sure their vaccines are up to date. You should check with your local school district to see what vaccinations are required. You should also talk with your doctor/pediatrician to discuss your concerns and the importance of being vaccinated. Immunizations save lives. You never know when you or your child will come into contact with someone with a disease. By being vaccinated,...

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10 Ways to Cut Utility Costs During the Summer

Posted by on Aug 17, 2015 in Blog, My Favorite Things

When we think of summer, we think of vacations, sun, and outdoors. However, with all those good thoughts, we also get the skyrocketing energy bills. You are not totally helpless. There are several things that you can do to minimize your summer utility costs. Here are some things you can do to help cut the costs of high summer utility bills: Cook outside – The air conditioner will work overtime trying to counteract the heat from your stove and oven. Fire up the grill as much as possible. Close the blinds and drapes – Don’t underestimate the power of the sun. Sunlight hitting objects in your house produces radiant heat. Again, this makes more work for the air conditioner. Wear less – Try open-toed shoes, shorts, linen, and clothing that offers little insulation. This will allow you to keep...

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The Fatal Four

Posted by on Aug 10, 2015 in Blog, Small Business Safety

Controlling Safety Risks on the Construction JobsitesWhen people think of dangerous jobs, they often think of things like crocodile wrangling or professional base-jumping. But it’s not just exotic jobs that can be dangerous. You might be surprised to learn that construction contributes to almost 20% of work-related deaths in the U.S. every year—that’s about 1 in 5. Of that 20%, more than half are caused by “the Fatal Four” —falls, being struck by an object, electrocution, or being caught in or between two objects. Because of that, controlling safety risks on the jobsite is an important responsibility. Let’s take a few minutes to discuss these four major risks more deeply, as well as some things you can do to help control them. Falls – A century ago, a fall in construction meant almost certain death. These days, through improved...

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10 Great Health and Fitness Apps to Make Your Life Easier

Posted by on Aug 8, 2015 in Blog, Happy Together

Healthy Living in the Palm of Your HandWe all know that living a healthy lifestyle can be difficult. From what we eat to how much we sleep, it seems like we’re constantly making hard choices. “Should I go for a run?” “Should I go to sleep early?” “How many packages of Oreos should I eat?” These are weighty questions. But making healthy choices doesn’t have to be difficult—or expensive! To make life a little easier, we’ve compiled a list of 10 health and fitness apps to help you live a healthier and more active lifestyle. And the best part? They’re almost all completely free! So take a look, and get started enjoying a healthier, happier you! FitStar Personal Trainer – Going to the gym is tough. We get it. You might not even be sure where to start. Created...

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Think Twice Before Making That Rant on Social Media

Posted by on Aug 1, 2015 in Blog, My Favorite Things

When it comes to your homeowners policy, did you know the liability section covers only “bodily injury” and “property damage?” Thus, any type of non-bodily injury, such as personal injury, is excluded without the attachment of a personal injury endorsement.Examples of personal injury claims include wrongful eviction, wrongful entry, and oral or written publication that injures a party’s reputation. This latter event is becoming particularly problematic with the rapid growth in social media.So here are some tips to carefully manage your personal injury loss exposure. Exercise caution when posting on social media sites. Anything negative you share on the Internet is permanent. Avoid highly controversial subjects, sensitive political issues, or inflammatory remarks. Taking the high road is the best approach. If you are blogging or communicating on social media, be careful that you have your facts straight. If it...

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Ways to Cope With Empty Nest Syndrome

Posted by on Jul 22, 2015 in Blog, Happy Together

Many of us with older teenagers would agree that the time we spend going to school functions, sporting events, and extracurricular activities is substantial. It may feel like you never have enough time to do everything that needs to be done and enjoy fun things in life. Sure, it’s a big commitment, but those days will pass quickly, and you may start longing for the day your son or daughter was a teenager or younger.As kids become responsible adults (we hope), the extracurricular activities and sporting events are replaced with work schedules, college classes, and new friends. This makes it possible for parents to have a little more free time. Whether your fantasy is to have a peaceful moment with a good book, go to a movie without a debate on what to see, or simply relax in silence,...

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