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Tarp It to Save It!

As a roofing contractor, you are, no doubt, aware of how important it is to properly tarp a roof when it is under construction. It is also important to properly tarp after a storm or other mishap causes damage.

As an underwriter, I know how critical it is to do it right so as to not cause further damage and have a possible claim looming on the horizon due to an improperly tarped roof.

Failure to tarp at all, “No need, Joe, look, it’s SO SUNNY outside!” could result in denial of a claim if one is brought against a contractor. A roof is thought to be “open” by Pekin Insurance if the wood shell is exposed or removed and if the roof has been left unattended for 4 hours.

The tarp itself is important and weight is the key. Some recommend a weight of no less than 6 oz per square yard. Some recommend 2x4s rather than 1x3s. For tips and pointers, visit the two following links: and

Remember, tarp it to save it! And be careful up there!

Regina S. Zabinski, CPCU, ARM, AU
Commercial Lines Underwriter

Call Toll-Free 1-800-322-0160