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Preferred Whole Life Insurance

Fully Guaranteed

Preferred Whole Life Insurance is not dependent on interest rates or the performance of the stock market. It is a fully guaranteed plan with five premium paying options, including single pay, annual pay, 10 pay, 20 pay, and paid up at 65.

Does Preferred Whole Life accumulate cash?

Yes, and with its guaranteed level payments, it’s easy to fund. The money can be used to provide an inheritance to heirs or to fund college education. Like other forms of whole life, it’s a lifetime insurance.

Is it an option for my “Never Money?”

Never money is that money you have set aside to leave to your heirs. You don’t have any intention of spending it yourself. If that money is sitting in a CD or a coffee can, then this is a great alternative which will immediately increase the amount of cash you are able to leave to your family or a charity.

What about long-term care?

A Long Term Care rider can be added to this type of insurance to help cover costs associated with nursing homes, assisted living facilities, and home health care. We believe you will find the cost of a Long Term Care rider to be less expensive than that of a traditional long term care policy.

If you need assistance to figure out which plan is best for you, contact an agent. You may also try our life needs calculator or our Frequently Asked Questions.

 

Call Toll-Free 1-800-322-0160