Single Premium Credit Insurance
Purchased for a specific term of coverage, usually 120 months or less. Used for closed end loans with repayment schedules of monthly, periodic and single pay structures. A single premium is paid at the inception of the coverage. Coverage's include single life, joint life, single disability, and joint disability.

Monthly Outstanding Balance Credit Insurance
Insurance that is in-force from month to month. Premiums are paid monthly and based on the outstanding loan balance each month. Used primarily for home equity lines of credit of 120 months or less. Coverage's include single life, joint life, and single disability.

Mortgage Insurance
A group plan of insurance especially designed for first mortgages. Rates and amortization schedules fit any type of mortgage. Simplified underwriting on most applications of $100,000 and below. HOEPA compliant!!! Coverage's include single life, joint life, single disability, and joint disability.

Guaranteed Level Term Life Insurance
Level death benefit term periods with guaranteed level premiums for 10, 20 or 30 years. $50,000 minimum issue amount, no maximums. Used for larger loans, such as commercial loans and lines of credit.

Simplified Issue/ Graded Death Benefit Whole Life
Buying life insurance has been made easy. Ideal for those who may otherwise be turned down because of age or health problems. Permanent protection with a guaranteed death benefit and level premiums that never increase.

Tax Deferred Annuities
Flexible and single premium fixed rate annuities offering competitive interest rates, and terms comparable to CD's. Used as alternative investments to depositors of financial institutions.