A: As long as the children are still considered dependents of your household, are under the age of 24, and are enrolled as full-time students, your Pekin Insurance homeowners insurance policy will extend the full amount of personal property and liability coverages to your children while they are living away from home.

A: Your computer is automatically covered as part of your personal property subject to the deductible of your homeowners insurance policy. Another option is to specifically add your computer to your homeowners insurance policy. This will provide all risk coverages, such as breakage, as well as different deductible options that are lower than your homeowners insurance policy deductible.

A: Pekin Insurance is not licensed to write flood insurance coverage. This coverage is only provided by government programs and may be obtained through your local agent. However, we do offer water back-up of sewers and drains coverage in case water comes through a drain and/or sewer pipe. This type of coverage can be added to your current homeowners insurance policy with any of our Homeowners Deluxe package endorsements or as a stand-alone endorsement. Please contact your local Pekin Insurance agent for more details.

A: If you have a homeowners insurance policy with Pekin Insurance, you automatically have personal liability coverage. This coverage applies should you cause bodily injury to another golfer or damage someone’s property with an errant shot.