Extends the policy to provide replacement cost coverage on the dwelling.

Extends the policy to provide replacement cost coverage on contents.

Coverage for loss caused by water which backs up through sewers or drains available if a battery back-up, water powered back-up, or permanent standby generator to maintain the operation of a sump pump is in place.

Coverage for expenses incurred as the result of identity fraud as well as unlimited, one-on-one access to a highly trained identity fraud specialist.

Covers breakdown of household mechanical equipment such as central air units, furnaces, heat pumps, sump pumps, etc.

Covers damage to your property in the event of an earthquake.

Provides coverage for covered property stored in freezer or refrigerator on the residence premises for loss caused by power service interruption or mechanical failure.

Provides coverage for special items like cameras, computers, furs, jewelry, silverware, baseball cards, etc., up to scheduled amounts.

Covers accidental illness and injury for cats and dogs.

Covers costs associated with providing service to repair leaks or breaks to water and sewer lines caused by normal wear and usage.