Pekin Insurance is proud of its independent insurance agency force that provides our policyholders with the highest levels of quality and value that go Beyond the expected.® They can offer you security and peace of mind no matter where your life’s path may lead.
Here is a comparison to demonstrate the differences you will find if you buy an auto, home, business, life, or health insurance policy from an independent insurance agent versus buying your insurance online.
Independent Agent vs Online Buying
Independent Agent | Online Buying |
| Personal one-on-one service. | Can’t talk to real person one-on-one. |
| Someone you personally know. | You are just an email address or number. |
| Broad range of products because your agent represents multiple companies. | Not buying from an independent agent that can offer you a vast array of products from different carriers. |
| Local office in your own hometown. | Can’t visit a real office; you are only corresponding via your computer. |
| Committed to total customer satisfaction with follow-up visits or phone calls to make certain you are pleased with your coverages and claim service. | You do not have feeling of complete satisfaction after logging off your computer. Won’t get follow-up phone calls asking if you are satisfied with coverage and service. |
| Supports local community. | More than likely who you are working with via your computer lives nowhere near your community. |
| An expert on advising you on the choices you have available at the best pricing for your individual needs when purchasing your insurance. | No in-depth search for the best coverage for your personal needs. |
| Personal, local claim service. | Should you need claim service, you get to talk to your computer again. |
| Periodic review of your insurance coverages. | No personal interest concerning your entire need of all lines of insurance; thus, no annual review of coverages. |
| One-stop shopping for all your insurance needs. | No ease of one-stop shopping. |

- Baseball coach
- City Council member
- School Board member
- President of Chamber of Commerce
- Local Business Owner
- Neighbor
- Parent
- Scout leader
- Church choir member
- Volunteer fireman
- Volunteer EMT
- Neighborhood block captain
- Member of PTA
- YMCA board member
- Volunteer senior center caregiver
You wouldn’t −
- Plumb your own home
- Represent yourself in court
- Repair your own vehicle
- Fill your own cavities
- Give yourself a flu shot
- Cement your own driveway
- Cut down your trees
- Lay your own carpet
You get the idea! So, don’t buy your own insurance without first talking to an independent insurance agent who has your best interests at heart and is committed to finding the right insurance coverages for your individual insurance needs.
For auto, home, business, life, and health insurance, contact an independent Pekin Insurance agent today—he or she will go Beyond the expected® to provide you with the peace of mind you need.
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