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The Unexpected Average Cost of Owning a Dog in the First Year

Posted by on Oct 7, 2015 in Blog, My Favorite Things

Most people underestimate the average cost of owning a dog, especially in the first year. The upfront costs can quickly pile up and overwhelm you if you’re not prepared. Puppies have a mysterious power over us. One look into their wet, doughy eyes and all sense of rational thinking and reason are thrown to the wind. Checks quickly tear from their captive books, credit cards swipe furiously through machines, and we cuddle and laugh all the way home, happy as can be. It’s a great feeling–until reality sets in. You go to the pet store, you go to the vet, you go to the groomer, and then you take a look at your checking account. Whoa. Didn’t expect that to happen, right? The average cost of owning a dog is not something many people take into account when they...

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A Kitchen Appliance Maintenance Checklist to Avoid Costly Repairs

Posted by on Oct 5, 2015 in Blog, My Favorite Things

Consistent kitchen appliance maintenance can save a lot of money for little time. Use this checklist to focus on your upkeep and to make your kitchen investments last as long as possible. You wake up on a typical Monday morning, go through your usual routine, and start a pot of coffee. As you sit down with your steaming cup and check your emails for the day, the refrigerator starts to make a low, humming noise. You don’t know why it’s happening, but one thing strikes you right away: it sounds like money draining out of your bank account.Consistent kitchen appliance maintenance can save you the hassle of unexpected repair costs. It’s much easier to keep up with these appliances than you’d expect. The key is to treat these expensive items as investments–you want to maintain them for as long...

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How to Teach Safety Measures to Your Employees and Make Them Listen

Posted by on Oct 2, 2015 in Blog, Small Business Safety

Education is important.  We all know that.  But in the workplace, proper education can mean the difference between safety and serious injury.  As we’ve said before, the workplace can house a lot of hidden dangers for employees.  A link to our previous blog on this subject can be found here.  A proper education plan is essential to eliminating unnecessary risks and protecting employees’ well-being.  To make it a little easier, we’ve put together a short list of tips to help employers better educate their employees.Find mentors for new employees – Employees should never be asked to perform a task they haven’t witnessed firsthand.  Consider mentors for new employees, or host safety trainings where employees can be shown how to properly perform hazardous tasks.  Books and work sheets have their place, but paperwork can never replace hands-on learning.Teach them why...

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Four Tips to Help You Replace Your Belongings Quickly Should Disaster Strike

Posted by on Sep 28, 2015 in Blog, My Favorite Things

From tornados to fires, disasters can happen anytime.  There’s no calculator for when one might come your way.  And if you haven’t taken the proper precautions, the results can be devastating.  One important way to prepare for disaster is to know what posessions you have and assess the value of those belongings ahead of time.  By knowing this information and having it in an organized manner, your insurance provider can more easily deliver a payment to help cover the cost of replacement in the event of damage or loss.  Below, we’ve provided a few tips to help keep a better record of your belongings and be able to bounce back from a disaster a little more quickly.Tip #1: Make an inventory of your itemsOnce they’re gone, it can be difficult to remember every item that was lost.  Be proactive...

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The Dangers of Loading Docks

Posted by on Sep 8, 2015 in Blog, Small Business Safety

Loading docks can be dangerous places for forklifts and pedestrians. Falls from a loading dock in a forklift can be fatal. Every year, injuries and fatalities in the U.S. occur as a result of not taking safety precautions around loading/unloading docks. By adhering to the following safety tips, the risk of an injury or fatality can be reduced significantly. Periodic (at minimum annually) training should be completed and documented for any employer who has loading dock exposure. Definitions Gaining a thorough understanding of key terms related to loading dock safety is very important in order to maintain a safe work environment and properly train employees on potential hazards. Dock Lock – A safety device that hooks to a trailer’s bumper when the truck is backed into a loading dock. The device is controlled from inside the loading dock area...

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Counting the Cost of Security

Posted by on Sep 1, 2015 in Blog, My Favorite Things

How to Decide if Renters Insurance Is Right for You.One of the primary characteristics of renting property is sharing building space with other tenants. Now, that can be a great thing if your neighbors are friendly, responsible adults like you are. But what if that’s not the case? As a renter, you’re often subject to every bad decision your neighbors make. They throw a house party at 3:00 a.m. on a weekday—you get to share in the fun. They leave their oven on for the weekend—you hope they didn’t leave the gas on, too. Renters Insurance is a relatively inexpensive way to protect your personal property from the dangers of renting. But how do you know if Renters Insurance is right for you? Fortunately, there’s a simple test you can do to see if you’re a good candidate for...

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