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Auto Guard

Not All Auto Insurance Policies Are the Same

Many companies have add-on options for automobile insurance policies. But the Auto Guard Endorsement from Pekin Insurance is packed with extra coverage options that will have you leaping for joy. For only $20 a year (per vehicle), this optional add-on to your car insurance policy is an affordable way to help fill the gaps not typically covered by standard insurance policies.

Add Auto Guard to your auto insurance policy today for only $20 a year!

Additional Rental Car Insurance

Who doesn’t enjoy cruising down the road in a brand new rental car? With Auto Guard, you can drive confidently knowing that you have the insurance coverage you need including any loss of value the rental car experiences, any loss-of-use fees a rental vehicle incurs if repairs are needed, and any damages the rental vehicle receives as a result of valet parking.

Accidental Airbag Deployment

Air bags are meant to keep you safe, but there are times they accidentally go off—and replacing them costs a pretty penny. Auto Guard will pay up to $1,000 per occurrence for necessary repairs resulting from the accidental deployment of airbags in your covered auto.

Additional Towing and Labor Expense

Get up to an additional $250 for towing and labor expenses—even in the event of an accident.

Trip Interruption Coverage

Road trips are a time-honored American tradition. But with them you run the added risk of a vehicle breakdown. Auto Guard acts as travel insurance for your vehicle. We make sure your trip isn’t ruined by an unexpected breakdown. Auto Guard pays up to $200 per day (maximum of $600) for any transportation expenses incurred because of a mechanical or electrical breakdown more than 100 miles from your home. This coverage will also pay for lodging and meals if your vehicle is not legally drivable for at least 24 hours.

Personal Effects Coverage

Digital devices are expensive. Auto Guard provides up to $1,000 in coverage for direct and accidental loss to personal items and/or audio visual equipment such as cell phones, satellite radios, discs, portable GPS systems, media players, and more.

Key Replacement Coverage

We’ve all frantically searched for a set of missing keys. Most times they show up. But when they don’t, Auto Guard helps cover the cost of key replacement up to $500 per occurrence.

Fire Department Service Charge

Auto Guard also helps cover emergency services. If the fire department is called and responds to a covered loss on your auto, Auto Guard will pay up to $250 of the expenses incurred.

Pet Coverage

Your pet is an extension of your family. Auto Guard pays up to $1,000 for injury to your dog or cat while riding in your car.

Tire Protection

Tires are expensive … even more so when the life of one is shortened by a puncture, bruise, or impact during the normal course of driving. In addition to providing 24/7 Roadside Rescue assistance through your comprehensive auto insurance policy, our Auto Guard Endorsement covers tire repairs up to $50 and tire replacement up to $500, giving you the most out of every tire on your car.

Waiver of Deductible

If you’re involved in an accident with an uninsured motorist (who was at least 50% at fault) or your car was legally parked and damaged by a hit and run driver, Auto Guard will waive your deductible.

See what Pekin Insurance can do for you.

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