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Blanketing Your Home With Protection for Winter

Posted by on Dec 2, 2013 in Blog, My Favorite Things

When the cold months roll around, most people like to have peace of mind that their furnace is going to be dependable and that the bills they receive for heating their homes are not astronomical. Here are some quick tips on getting your home ready for the cold.Remove the debris from your gutters. Sticks and leaves can quickly accumulate in the gutters. Clogged drains and gutters can form ice dams in which water backs up, freezes, and seeps into your house. You can also use a hose to quickly rinse out your gutters and try to see if there are any possible leaks.Try to minimize the air leaks in your home. One tip you can use is to walk around your home with a lit incense stick. In common drafty areas, you will be able to see the effect...

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Attention Illinois Storm Victims

Posted by on Dec 2, 2013 in News

Pekin Insurance is responding to the needs of its policyholders and the requests of the Illinois Department of Insurance in the administration of insurance policies, including all lines, resulting from a recent weather-related storm disaster that impacted 15 counties. Effective immediately, the following actions are applicable for all lines to policyholders who reside in or own property located in or around Champaign, Douglas, Fayette, Grundy, Jasper, La Salle, Massac, Pope, Tazewell, Vermillion, Wabash, Washington, Wayne, Will, and Woodford Counties. Moratorium on cancellations and non-renewals. For any cancellation or non-renewal notice issued on or after November 10, 2013, on any in-force policy issued to an affected policyholder or respecting affected property, Pekin Insurance will withdraw the cancellation or non-renewal and reinstate the policy with no lapse in coverage. In addition, Pekin Insurance will not issue any new cancellation or non-renewal...

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What Is Celiac Disease?

Posted by on Dec 2, 2013 in Blog, Happy Together

November is Celiac Awareness Month. Celiac disease is an autoimmune disorder triggered by the ingestion of gluten, a protein found in wheat, barley, and rye. It is estimated that 1 out of every 141 Americans have celiac disease, but 83% of those individuals who have it are either undiagnosed or misdiagnosed. Although some individuals with celiac disease may show no symptoms, some of the most common symptoms include:• Bloating or Gas • Diarrhea • Constipation • Fatigue • Pale Mouth Sores • Headaches • Discolored TeethBecause these are very common symptoms for a variety of diseases, celiac disease tends to be misdiagnosed. The only treatment available for celiac disease is a lifelong gluten-free diet. Continuing to eat gluten can damage the intestine. A gluten-free diet consists of avoiding foods that contain wheat, rye, and barley. This disease is becoming...

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Keep Your Thanksgiving Disaster-Free

Posted by on Dec 2, 2013 in Blog, My Favorite Things

Bonfires, crisp nights, leaves turning colors, football, and pumpkins. What do all these things have in common? They remind us of autumn.With autumn comes Thanksgiving and with Thanksgiving comes the one day a year that more cooking fires occur than any other day. In fact, grease- and cooking-related claims more than double on Thanksgiving Day, as compared to an average November day.The title for this blog is, “My Favorite Things.” I can’t think of anything more valuable than my family and my home. These are my most favorite things. To prevent you from being a statistic and burning down your home, the U.S. Consumer Product Safety Commission (CPSC) offers some tips for a safe and happy Thanksgiving while cooking ol’ Tom Turkey in that ever-popular deep fryer. NEVER leave a fryer unattended. Place fryer in an open area AWAY...

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Navigating Health Care Reform as a Small Business

Posted by on Dec 2, 2013 in Blog, Happy Together

The Patient Protection and Affordable Care Act (ACA for short) includes a very broad array of changes that impact the small business owner. Some changes require immediate action on the part of small business owners, while others will affect the health insurance products available to small businesses beginning in 2014. It’s important to understand these changes and anticipate changes in your processes that will need to occur so that you can remain compliant with new regulations.Health Insurance Plan Changes While it is true that if you like your insurance coverage today, you will likely be able to keep similar coverage, there are new requirements for health insurance plans beginning in 2014. Some or all of these requirements may require changes to your current coverage, whether it be a change of the specific services covered or a change of how...

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